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Determinants of saving Behaviour of cooperative members survey evidence from Tigrai region, Ethiopia| Abstract

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Journal of Research in Economics and International Finance

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Determinants of saving Behaviour of cooperative members survey evidence from Tigrai region, Ethiopia

Abstract

Kifle Tesfamariam Sebhatu

The primary purpose of this study is to investigate the determinants of saving behaviour of cooperative members in Tigrai region of Ethiopia. The data for the study was obtained from randomly selected 120 rural household savers from eight financial cooperatives. The empirical analysis, using multiple regression model shows that gender, household income, amount of loan borrowed and year of cooperative membership significantly raise household savings. Therefore, these factors have to be considered in designing strategies aimed at improving the saving pattern of cooperative members.

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